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Terms of Service & Legal Disclaimers

Effective Date: February 9, 2025 | Last Updated: October 2026

Welcome to the website operated by Spray Foam Solutions Toronto Inc. ("Company," "we," "us," or "our"), accessible at www.spfsolutions.ca and all associated subdomains, landing pages, digital calculators, contact forms, and online services (collectively, the "Site").

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. By accessing, browsing, reading, interacting with, or submitting information to this Site, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms of Service, along with our Privacy Policy. If you do not accept these terms in their entirety, you must immediately cease all access to and use of this Site.

1. Nature of Website Content & AI Editorial Disclosure

All content provided on this Site—including but not limited to articles, blog posts, pricing charts, insulation thickness recommendations, R-value figures, energy savings comparisons, curing schedules, and application guides—is published strictly for general informational, educational, and marketing purposes only.

Automated & AI Editorial Disclosure: Portions of the educational and descriptive content published across our digital properties, including blog articles and technical summaries, are researched, drafted, compiled, and maintained with the assistance of artificial intelligence (AI) tools, algorithmic language models, and external editorial resources alongside general trade references. While we strive to maintain general industry alignment, construction best practices, building codes, substrate chemistry, and manufacturer guidelines are continuously evolving. No material on this Site constitutes certified professional engineering, architectural, building science, HVAC sizing, or legal advice.

You must never rely on website or blog content as a substitute for an on-site evaluation, certified engineering assessment, or formal architectural specification conducted by qualified professionals.

2. Non-Binding Estimates, Pricing Ranges & Competition Act Compliance

Any pricing illustrations, cost ranges, square footage calculators, ballpark figures, or sample estimates appearing on this Site or communicated informally via digital channels are rough historical guidelines only and do not constitute a formal estimate, a certified quotation, or a binding contractual offer under the Ontario Consumer Protection Act or the federal Competition Act (Canada).

Actual project costs vary substantially based on site-specific physical parameters, including without limitation:

  • Substrate material, framing depth, accessibility, and structural condition;
  • Moisture content, ambient temperature, relative humidity, and ventilation constraints;
  • Required lift equipment, staging, scaffolding, or confined space protocols;
  • Removal and disposal of existing fiberglass, cellulose, asbestos, vermiculite, or damaged insulation;
  • Mandatory thermal barrier, ignition barrier, or intumescent fire coating requirements (such as DC315); and
  • Municipal building code, heritage district, or inspector-mandated specifications.

A certified, legally binding price is provided only through a formal, itemized, written proposal signed by an authorized representative of Spray Foam Solutions Toronto Inc. following an in-person or verified architectural review.

3. Building Code Compliance, Permits & Municipal Inspections

Spray Foam Solutions Toronto Inc. applies polyurethane spray foam insulation and fire protective coatings in compliance with applicable standards, including CAN/ULC S705.1 (closed cell material standard) and CAN/ULC S705.2 (application standard) where contracted. However, thermal insulation requirements under the Ontario Building Code (OBC) (including Supplementary Standard SB-10 and SB-12) and municipal building department interpretations vary widely by municipality, occupancy type, building classification (Part 9 vs. Part 3/Part 11), and renovation scope.

Unless expressly stipulated in a signed written contract, the property owner, general contractor, or client retains full and sole responsibility for:

  • Securing all mandatory municipal building permits, heritage permits, and zoning variances;
  • Scheduling and facilitating municipal inspections (framing, insulation, occupancy); and
  • Ensuring adequate thermal barrier protection (e.g., 1/2" drywall or certified thermal barriers compliant with OBC / CAN/ULC-S124) is installed over exposed spray foam where required by code.

4. Concealed Conditions, Pre-Existing Defects & Substrates

Polyurethane spray foam application requires specific substrate conditions (including wood moisture content below 19%, clean surfaces free of grease, dust, or unbonded paint, and temperatures compliant with chemical formulation limits). The Company disclaims all liability for pre-existing site conditions, including but not limited to:

  • Concealed mould, rot, insect infestation, or structural defects behind existing drywall or roof decking;
  • Active roof leaks, masonry water intrusion, or hydrostatic foundation seepage;
  • Improper or uncertified electrical wiring (including knob-and-tube, degraded insulation, or unrated recessed lighting);
  • Inadequate attic ventilation (soffit/ridge blockages) leading to moisture accumulation in non-conditioned assemblies; or
  • The presence of hazardous materials such as asbestos, lead paint, or vermiculite.

5. Absolute Precedence of Written Contract (Contract Strictly Supersedes All Verbal, Email & Digital Communications)

Written Contract Governs Exclusively: In the event that you retain Spray Foam Solutions Toronto Inc. for any contracting, insulation, fireproofing, protective coating, demolition, or removal services, the rights, obligations, scopes of work, pricing, project timelines, warranties, and conditions of engagement between the parties shall be governed solely, exclusively, and conclusively by the formal written agreement or contract executed between the parties (the "Contract").

Supersession of All Verbal, Email, and Informal Communications: You expressly acknowledge and agree that all terms, conditions, specifications, and exclusions set forth in the formal written Contract shall absolutely, completely, and irrevocably supersede, extinguish, and replace any and all prior, contemporaneous, or subsequent verbal discussions, phone conversations, sales representations, voicemails, emails, text messages (SMS), chat correspondences, social media messages, blog articles, website illustrations, calculator outputs, or any other form of informal communication whatsoever.

No Reliance on Extrinsic Statements: You acknowledge that you have not entered into any transaction in reliance upon any representation, warranty, estimate, schedule, promise, cure time, or assurance—whether made verbally by an estimator, technician, or sales representative, or communicated via email, text message, or website text—unless that specific representation is expressly reduced to writing and incorporated directly into the signed Contract.

Amendments and Variations: No employee, subcontractor, estimator, or field technician of Spray Foam Solutions Toronto Inc. possesses the authority to modify, waive, or amend the terms of the Contract verbally or via informal email. Any variation, change order, additional scope of work, or contractual amendment shall be completely void and unenforceable unless set forth in a formal written change order or addendum executed by an authorized corporate officer of Spray Foam Solutions Toronto Inc.

6. Insurance & Liability Limits

The Contractor maintains standing Commercial General Liability (CGL) coverage of $2,000,000. Project-specific extended liability coverage up to $10,000,000+ is available upon request for institutional, commercial, or general contractor requirements, subject to project specification and written confirmation on a formal Certificate of Insurance (COI).

7. Limitation of Liability & Consequential Damages Waiver

To the maximum extent permitted by applicable Ontario and Canadian law, Spray Foam Solutions Toronto Inc., its directors, officers, employees, agents, and subcontractors shall not be liable to you or any third party for any direct, indirect, incidental, punitive, special, or consequential damages arising out of or related to:

  • Your reliance on any blog content, technical metrics, or price estimates on this Site;
  • Any inaccuracies, omissions, typographical errors, or outdated information contained herein;
  • Project schedule delays caused by severe weather, manufacturer supply chain disruptions, or substrate drying requirements; or
  • Variations between projected utility bill savings and actual real-world household energy consumption.

Where liability cannot be completely excluded by law, our aggregate maximum liability under all circumstances shall not exceed the amount actually paid by you to Spray Foam Solutions Toronto Inc. under a valid written contract, or fifty Canadian dollars ($50 CAD) if no commercial transaction took place.

8. Intellectual Property

All trademarks, service marks, logos, graphics, photography, project imagery, text content, and software code on this Site are the property of Spray Foam Solutions Toronto Inc. or its licensors and are protected under Canadian and international copyright and trademark laws. No content may be reproduced, scraped, republished, or distributed without our prior written authorization.

9. Governing Law & Exclusive Jurisdiction

These Terms of Service and any dispute, claim, or controversy arising out of or relating to your use of this Site or any services provided shall be governed by, interpreted, and enforced in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any conflict of law principles.

You irrevocably attorn and submit to the exclusive jurisdiction of the courts of the City of Toronto, Province of Ontario, for any litigation, dispute resolution, or enforcement proceedings.

10. Amendments & Updates

We reserve the right to revise, modify, or update these Terms of Service at any time without advance notice. Any changes take effect immediately upon being posted to this page. Your continued use of the Site following any updates constitutes your acceptance of the amended terms.

11. Contact Information

For questions, formal legal inquiries, or certified quote requests, please contact:

Spray Foam Solutions Toronto Inc.
50 Howden Rd, Scarborough, ON M1R 3E4
Email: info@spfsolutions.ca
Telephone: (647) 948-9366

SERVING ALL ONTARIO:Ajax • Aurora • Barrie • Belleville • Bracebridge • Brampton • Brant • Brantford • Brock • Brockville • Burlington • Caledon • Cambridge • Chatham-Kent • Clarington • Collingwood • Cornwall • East Gwillimbury • Etobicoke • Fort Erie • Gravenhurst • Grimsby • Guelph • Halton Hills • Hamilton • Huntsville • Innisfil • Kawartha Lakes • King • Kingston • Kitchener • Lincoln • London • Markham • Milton • Mississauga • Muskoka • Newmarket • Niagara Falls • North York • Oakville • Orillia • Oshawa • Ottawa • Parry Sound • Pelham • Peterborough • Pickering • Port Colborne • Richmond Hill • Sarnia • Scarborough • Scugog • St. Catharines • St. Thomas • Stratford • Thorold • Toronto • Uxbridge • Vaughan • Wainfleet • Waterloo • Welland • West Lincoln • Whitby • Whitchurch-Stouffville • Windsor • Woodstock•Ajax • Aurora • Barrie • Belleville • Bracebridge • Brampton • Brant • Brantford • Brock • Brockville • Burlington • Caledon • Cambridge • Chatham-Kent • Clarington • Collingwood • Cornwall • East Gwillimbury • Etobicoke • Fort Erie • Gravenhurst • Grimsby • Guelph • Halton Hills • Hamilton • Huntsville • Innisfil • Kawartha Lakes • King • Kingston • Kitchener • Lincoln • London • Markham • Milton • Mississauga • Muskoka • Newmarket • Niagara Falls • North York • Oakville • Orillia • Oshawa • Ottawa • Parry Sound • Pelham • Peterborough • Pickering • Port Colborne • Richmond Hill • Sarnia • Scarborough • Scugog • St. Catharines • St. Thomas • Stratford • Thorold • Toronto • Uxbridge • Vaughan • Wainfleet • Waterloo • Welland • West Lincoln • Whitby • Whitchurch-Stouffville • Windsor • Woodstock

About Sprayfoam Solutions Toronto Inc

6,500+ projects completed since 2008. The Greater Toronto Area's trusted spray foam insulation & fireproofing contractor for commercial builders, general contractors, and homeowners.

647-333-3626Request a Quote
50 Howden Rd, Scarborough, ON M1R 3E4
100% Canadian Owned & OperatedLicensed • Up to $10M Insured • WSIB Clearance

Our Services

  • ›Spray Foam (Residential)
  • ›Spray Foam (Commercial)
  • ›Interior Sound Dampening
  • ›Fire Coating DC315
  • ›Cementitious Fireproofing
  • ›Intumescent Coating

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Areas We Serve

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  • •Barrie & Simcoe County
  • •Muskoka & Cottage Country
  • •Waterloo & Tri-Cities
  • •Oshawa & Durham Region
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All project estimates, pricing illustrations, R-value metrics, and building code references on this website are for general informational purposes only and do not constitute a certified estimate or binding offer to contract. Formal written contracts provided by Sprayfoam Solutions Toronto Inc. following an on-site inspection strictly supersede all online representations. Subject to our Terms of Service and Privacy Policy.
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